Call reports 2008
LANDMARK BANK — 2008
What LANDMARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 456,002,000 | 450,362,000 | 464,516,000 | 476,521,000 |
| Total loans | 364,797,000 | 356,571,000 | 364,826,000 | 372,190,000 |
| Allowance for loan losses | 4,685,000 | 4,693,000 | 4,703,000 | 4,774,000 |
| Securities available for sale | 38,379,000 | 37,287,000 | 38,804,000 | 47,462,000 |
| Securities held to maturity | 0 | 0 | 3,167,000 | 3,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,415,000 | 380,775,000 | 379,639,000 | 385,873,000 |
| Interest-bearing deposits | 350,193,000 | 352,696,000 | 350,620,000 | 317,925,000 |
| Noninterest-bearing deposits | 24,221,000 | 28,079,000 | 29,019,000 | 67,947,000 |
| Equity capital | 39,865,000 | 39,976,000 | 40,173,000 | 40,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,553,000 | 12,669,000 | 18,773,000 | 24,801,000 |
| Interest expense | 2,375,000 | 4,163,000 | 5,844,000 | 7,255,000 |
| Net interest income | 4,178,000 | 8,506,000 | 12,929,000 | 17,546,000 |
| Noninterest income | 2,381,000 | 4,825,000 | 7,257,000 | 9,475,000 |
| Noninterest expense | 4,560,000 | 9,367,000 | 14,109,000 | 19,217,000 |
| Provision for loan losses | 264,000 | 529,000 | 815,000 | 1,744,000 |
| Pretax income | 1,735,000 | 3,435,000 | 5,263,000 | 6,061,000 |
| Income tax | 583,000 | 1,164,000 | 1,791,000 | 1,930,000 |
| Net income | 1,152,000 | 2,271,000 | 3,472,000 | 4,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,648,000 | 40,002,000 | 40,407,000 | 40,259,000 |
| Total capital | 44,395,000 | 44,688,000 | 45,175,000 | 45,096,000 |
| Risk-weighted assets | 379,245,000 | 374,300,000 | 380,941,000 | 386,511,000 |