Call reports 2007
LANDMARK BANK — 2007
What LANDMARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 438,539,000 | 452,208,000 | 443,783,000 | 463,307,000 |
| Total loans | 351,623,000 | 363,178,000 | 357,710,000 | 367,382,000 |
| Allowance for loan losses | 4,641,000 | 4,668,000 | 4,588,000 | 4,462,000 |
| Securities available for sale | 38,958,000 | 37,831,000 | 37,062,000 | 35,165,000 |
| Securities held to maturity | 52,000 | 30,000 | 10,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,071,000 | 379,295,000 | 369,821,000 | 368,683,000 |
| Interest-bearing deposits | 347,248,000 | 350,572,000 | 343,079,000 | 341,874,000 |
| Noninterest-bearing deposits | 22,824,000 | 28,722,000 | 26,742,000 | 26,808,000 |
| Equity capital | 38,470,000 | 38,411,000 | 38,805,000 | 39,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,894,000 | 14,097,000 | 21,144,000 | 28,408,000 |
| Interest expense | 3,024,000 | 6,139,000 | 9,334,000 | 12,255,000 |
| Net interest income | 3,870,000 | 7,958,000 | 11,810,000 | 16,153,000 |
| Noninterest income | 2,068,000 | 4,233,000 | 6,604,000 | 9,214,000 |
| Noninterest expense | 4,347,000 | 8,884,000 | 13,520,000 | 18,080,000 |
| Provision for loan losses | 162,000 | 374,000 | 527,000 | 849,000 |
| Pretax income | 1,429,000 | 2,944,000 | 4,378,000 | 6,449,000 |
| Income tax | 518,000 | 1,021,000 | 1,510,000 | 2,231,000 |
| Net income | 911,000 | 1,923,000 | 2,868,000 | 4,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,543,000 | 38,786,000 | 38,929,000 | 39,465,000 |
| Total capital | 43,115,000 | 43,532,000 | 43,594,000 | 44,246,000 |
| Risk-weighted assets | 365,210,000 | 379,265,000 | 372,783,000 | 382,261,000 |