Call reports 2006
LANDMARK BANK — 2006
What LANDMARK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 395,632,000 | 422,212,000 | 427,667,000 | 446,657,000 |
| Total loans | 307,995,000 | 335,355,000 | 339,218,000 | 349,067,000 |
| Allowance for loan losses | 4,126,000 | 4,312,000 | 4,454,000 | 4,521,000 |
| Securities available for sale | 40,468,000 | 41,611,000 | 41,611,000 | 40,913,000 |
| Securities held to maturity | 174,000 | 137,000 | 107,000 | 79,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,109,000 | 340,918,000 | 364,423,000 | 370,877,000 |
| Interest-bearing deposits | 295,300,000 | 300,288,000 | 322,650,000 | 343,435,000 |
| Noninterest-bearing deposits | 34,809,000 | 40,631,000 | 41,774,000 | 27,442,000 |
| Equity capital | 36,929,000 | 37,042,000 | 38,060,000 | 38,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,512,000 | 11,725,000 | 18,616,000 | 25,539,000 |
| Interest expense | 1,921,000 | 4,101,000 | 6,705,000 | 9,600,000 |
| Net interest income | 3,591,000 | 7,624,000 | 11,911,000 | 15,939,000 |
| Noninterest income | 1,920,000 | 4,051,000 | 6,256,000 | 8,466,000 |
| Noninterest expense | 3,953,000 | 8,099,000 | 12,145,000 | 16,531,000 |
| Provision for loan losses | 168,000 | 409,000 | 698,000 | 1,088,000 |
| Pretax income | 1,390,000 | 3,162,000 | 5,113,000 | 6,579,000 |
| Income tax | 478,000 | 1,163,000 | 1,787,000 | 2,282,000 |
| Net income | 912,000 | 1,999,000 | 3,326,000 | 4,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,439,000 | 37,738,000 | 38,243,000 | 38,426,000 |
| Total capital | 41,510,000 | 42,131,000 | 42,679,000 | 42,973,000 |
| Risk-weighted assets | 325,135,000 | 351,081,000 | 354,443,000 | 363,268,000 |