Call reports 2005
LANDMARK BANK — 2005
What LANDMARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 368,867,000 | 387,656,000 | 388,946,000 | 387,059,000 |
| Total loans | 284,975,000 | 297,988,000 | 294,244,000 | 296,551,000 |
| Allowance for loan losses | 3,782,000 | 3,842,000 | 3,930,000 | 3,992,000 |
| Securities available for sale | 37,246,000 | 48,098,000 | 42,129,000 | 41,113,000 |
| Securities held to maturity | 336,000 | 300,000 | 254,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,907,000 | 323,187,000 | 323,889,000 | 322,259,000 |
| Interest-bearing deposits | 275,196,000 | 286,579,000 | 278,280,000 | 282,958,000 |
| Noninterest-bearing deposits | 29,710,000 | 36,608,000 | 45,609,000 | 39,301,000 |
| Equity capital | 36,407,000 | 36,747,000 | 36,830,000 | 37,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,602,000 | 9,549,000 | 14,738,000 | 20,119,000 |
| Interest expense | 1,186,000 | 2,531,000 | 4,062,000 | 5,800,000 |
| Net interest income | 3,416,000 | 7,018,000 | 10,676,000 | 14,319,000 |
| Noninterest income | 1,689,000 | 3,493,000 | 5,574,000 | 7,578,000 |
| Noninterest expense | 3,809,000 | 7,712,000 | 11,740,000 | 15,513,000 |
| Provision for loan losses | 98,000 | 208,000 | 322,000 | 518,000 |
| Pretax income | 1,198,000 | 2,591,000 | 4,188,000 | 5,866,000 |
| Income tax | 392,000 | 869,000 | 1,385,000 | 1,954,000 |
| Net income | 806,000 | 1,722,000 | 2,803,000 | 3,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,501,000 | 36,653,000 | 36,968,000 | 37,315,000 |
| Total capital | 40,300,000 | 40,588,000 | 40,904,000 | 41,280,000 |
| Risk-weighted assets | 303,443,000 | 314,454,000 | 314,454,000 | 316,725,000 |