Call reports 2004
LANDMARK BANK — 2004
What LANDMARK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 356,150,000 | 356,047,000 | 366,652,000 | 367,760,000 |
| Total loans | 268,601,000 | 274,418,000 | 279,601,000 | 280,931,000 |
| Allowance for loan losses | 3,730,000 | 3,852,000 | 3,751,000 | 3,734,000 |
| Securities available for sale | 49,940,000 | 42,307,000 | 48,809,000 | 40,438,000 |
| Securities held to maturity | 1,508,000 | 1,313,000 | 818,000 | 336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,115,000 | 293,621,000 | 303,000,000 | 302,871,000 |
| Interest-bearing deposits | 260,130,000 | 260,414,000 | 270,217,000 | 273,285,000 |
| Noninterest-bearing deposits | 28,985,000 | 33,207,000 | 32,783,000 | 29,586,000 |
| Equity capital | 36,410,000 | 35,690,000 | 36,387,000 | 36,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,004,000 | 8,050,000 | 12,243,000 | 16,824,000 |
| Interest expense | 896,000 | 1,792,000 | 2,757,000 | 3,834,000 |
| Net interest income | 3,108,000 | 6,258,000 | 9,486,000 | 12,990,000 |
| Noninterest income | 1,752,000 | 3,699,000 | 5,556,000 | 7,261,000 |
| Noninterest expense | 4,035,000 | 7,408,000 | 11,147,000 | 15,233,000 |
| Provision for loan losses | -320,000 | -69,000 | -103,000 | 2,000 |
| Pretax income | 1,174,000 | 2,587,000 | 3,979,000 | 4,971,000 |
| Income tax | 388,000 | 939,000 | 1,395,000 | 1,362,000 |
| Net income | 786,000 | 1,648,000 | 2,584,000 | 3,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,568,000 | 35,783,000 | 36,078,000 | 36,460,000 |
| Total capital | 39,101,000 | 39,365,000 | 39,750,000 | 40,181,000 |
| Risk-weighted assets | 282,034,000 | 286,036,000 | 293,243,000 | 297,207,000 |