Call reports 2003
LANDMARK BANK — 2003
What LANDMARK BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 345,554,000 | 351,954,000 | 354,420,000 | 360,577,000 |
| Total loans | 254,624,000 | 252,445,000 | 247,410,000 | 252,262,000 |
| Allowance for loan losses | 4,090,000 | 4,158,000 | 4,157,000 | 4,086,000 |
| Securities available for sale | 50,914,000 | 57,629,000 | 60,411,000 | 57,153,000 |
| Securities held to maturity | 2,994,000 | 2,570,000 | 1,992,000 | 1,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,985,000 | 276,831,000 | 273,236,000 | 288,758,000 |
| Interest-bearing deposits | 233,799,000 | 246,668,000 | 245,490,000 | 256,455,000 |
| Noninterest-bearing deposits | 27,186,000 | 30,163,000 | 27,745,000 | 32,303,000 |
| Equity capital | 35,474,000 | 35,976,000 | 35,796,000 | 36,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,346,000 | 8,375,000 | 12,420,000 | 16,476,000 |
| Interest expense | 1,067,000 | 2,090,000 | 3,031,000 | 3,926,000 |
| Net interest income | 3,279,000 | 6,285,000 | 9,389,000 | 12,550,000 |
| Noninterest income | 2,265,000 | 4,551,000 | 6,692,000 | 8,347,000 |
| Noninterest expense | 3,529,000 | 7,235,000 | 10,819,000 | 14,395,000 |
| Provision for loan losses | 149,000 | 285,000 | 402,000 | 447,000 |
| Pretax income | 1,866,000 | 3,316,000 | 4,860,000 | 6,084,000 |
| Income tax | 696,000 | 1,236,000 | 1,843,000 | 2,144,000 |
| Net income | 1,170,000 | 2,080,000 | 3,017,000 | 3,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,507,000 | 34,793,000 | 35,122,000 | 35,425,000 |
| Total capital | 37,868,000 | 38,170,000 | 38,511,000 | 38,877,000 |
| Risk-weighted assets | 268,113,000 | 269,366,000 | 270,369,000 | 275,561,000 |