Call reports 2005
FIRSTBANK NORTHWEST — 2005
What FIRSTBANK NORTHWEST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 797,632,000 | 842,305,000 | 810,243,000 | 822,644,000 |
| Total loans | 573,362,000 | 619,733,000 | 611,181,000 | 626,156,000 |
| Allowance for loan losses | 7,254,000 | 7,971,000 | 8,186,000 | 8,519,000 |
| Securities available for sale | 55,810,000 | 53,336,000 | 49,906,000 | 47,300,000 |
| Securities held to maturity | 53,370,000 | 53,311,000 | 53,239,000 | 53,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,566,000 | 562,625,000 | 562,851,000 | 554,545,000 |
| Interest-bearing deposits | 439,014,000 | 460,573,000 | 462,841,000 | 458,402,000 |
| Noninterest-bearing deposits | 81,552,000 | 102,052,000 | 100,010,000 | 96,143,000 |
| Equity capital | 70,903,000 | 73,115,000 | 75,369,000 | 77,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,743,000 | 22,774,000 | 35,601,000 | 48,670,000 |
| Interest expense | 3,589,000 | 7,729,000 | 12,303,000 | 17,058,000 |
| Net interest income | 7,154,000 | 15,045,000 | 23,298,000 | 31,612,000 |
| Noninterest income | 1,513,000 | 3,251,000 | 5,160,000 | 7,143,000 |
| Noninterest expense | 5,856,000 | 11,841,000 | 18,255,000 | 24,801,000 |
| Provision for loan losses | 488,000 | 1,356,000 | 1,628,000 | 2,050,000 |
| Pretax income | 2,323,000 | 5,099,000 | 8,575,000 | 11,904,000 |
| Income tax | 645,000 | 1,492,000 | 2,605,000 | 3,653,000 |
| Net income | 1,678,000 | 3,607,000 | 5,970,000 | 8,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,990,000 | 53,145,000 | 55,757,000 | 58,332,000 |
| Total capital | 58,048,000 | 63,683,000 | 66,023,000 | 68,773,000 |
| Risk-weighted assets | 564,464,000 | 602,629,000 | 580,351,000 | 594,221,000 |