Call reports 2004
FIRSTBANK NORTHWEST — 2004
What FIRSTBANK NORTHWEST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 697,348,000 | 730,917,000 | 732,640,000 | 766,877,000 |
| Total loans | 470,920,000 | 499,971,000 | 511,230,000 | 540,170,000 |
| Allowance for loan losses | 6,314,000 | 6,421,000 | 6,594,000 | 6,917,000 |
| Securities available for sale | 72,101,000 | 65,851,000 | 62,761,000 | 58,985,000 |
| Securities held to maturity | 42,284,000 | 53,615,000 | 53,498,000 | 53,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,917,000 | 478,869,000 | 497,976,000 | 492,503,000 |
| Interest-bearing deposits | 409,884,000 | 408,271,000 | 423,066,000 | 415,143,000 |
| Noninterest-bearing deposits | 73,033,000 | 70,598,000 | 74,910,000 | 77,360,000 |
| Equity capital | 65,637,000 | 66,358,000 | 68,231,000 | 69,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,115,000 | 18,389,000 | 28,072,000 | 38,239,000 |
| Interest expense | 2,914,000 | 5,744,000 | 8,776,000 | 11,971,000 |
| Net interest income | 6,201,000 | 12,645,000 | 19,296,000 | 26,268,000 |
| Noninterest income | 1,704,000 | 3,613,000 | 5,210,000 | 6,788,000 |
| Noninterest expense | 5,603,000 | 11,330,000 | 17,048,000 | 22,960,000 |
| Provision for loan losses | -23,000 | 353,000 | 546,000 | 1,017,000 |
| Pretax income | 2,325,000 | 4,575,000 | 6,912,000 | 9,079,000 |
| Income tax | 670,000 | 1,325,000 | 1,981,000 | 2,562,000 |
| Net income | 1,655,000 | 3,250,000 | 4,931,000 | 6,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,483,000 | 45,323,000 | 47,292,000 | 49,124,000 |
| Total capital | 49,365,000 | 51,472,000 | 53,559,000 | 55,838,000 |
| Risk-weighted assets | 470,100,000 | 491,678,000 | 501,051,000 | 536,955,000 |