Call reports 2003
FIRSTBANK NORTHWEST — 2003
What FIRSTBANK NORTHWEST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 332,066,000 | 343,815,000 | 342,241,000 | 684,052,000 |
| Total loans | 260,356,000 | 269,037,000 | 259,860,000 | 466,125,000 |
| Allowance for loan losses | 3,414,000 | 3,589,000 | 3,616,000 | 6,597,000 |
| Securities available for sale | 24,462,000 | 24,220,000 | 23,046,000 | 76,118,000 |
| Securities held to maturity | 1,969,000 | 1,923,000 | 1,873,000 | 42,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,644,000 | 223,301,000 | 223,815,000 | 470,167,000 |
| Interest-bearing deposits | 175,428,000 | 181,633,000 | 181,282,000 | 433,276,000 |
| Noninterest-bearing deposits | 31,216,000 | 41,668,000 | 42,533,000 | 36,891,000 |
| Equity capital | 28,724,000 | 29,237,000 | 29,477,000 | 64,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,055,000 | 10,141,000 | 15,117,000 | 22,768,000 |
| Interest expense | 2,064,000 | 4,144,000 | 6,182,000 | 8,938,000 |
| Net interest income | 2,991,000 | 5,997,000 | 8,935,000 | 13,830,000 |
| Noninterest income | 1,168,000 | 2,537,000 | 3,690,000 | 5,255,000 |
| Noninterest expense | 2,677,000 | 5,700,000 | 8,728,000 | 13,323,000 |
| Provision for loan losses | 236,000 | 413,000 | 491,000 | 654,000 |
| Pretax income | 1,246,000 | 2,421,000 | 3,406,000 | 5,108,000 |
| Income tax | 381,000 | 735,000 | 991,000 | 1,324,000 |
| Net income | 865,000 | 1,686,000 | 2,415,000 | 3,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,562,000 | 27,868,000 | 28,458,000 | 40,740,000 |
| Total capital | 30,479,000 | 30,853,000 | 31,359,000 | 46,449,000 |
| Risk-weighted assets | 232,837,000 | 238,178,000 | 231,393,000 | 455,871,000 |