Call reports 2022
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2022
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,122,521,000 | 2,119,077,000 | 2,200,845,000 | 2,160,944,000 |
| Total loans | 1,544,834,000 | 1,588,866,000 | 1,631,185,000 | 1,638,875,000 |
| Allowance for loan losses | 22,509,000 | 22,427,000 | 22,384,000 | 22,206,000 |
| Securities available for sale | 194,791,000 | 214,305,000 | 208,573,000 | 206,420,000 |
| Securities held to maturity | 38,757,000 | 52,230,000 | 49,687,000 | 48,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,791,716,000 | 1,781,412,000 | 1,848,644,000 | 1,802,324,000 |
| Interest-bearing deposits | 1,050,130,000 | 1,011,093,000 | 1,023,554,000 | 996,677,000 |
| Noninterest-bearing deposits | 741,586,000 | 770,319,000 | 825,090,000 | 805,647,000 |
| Equity capital | 261,186,000 | 263,623,000 | 271,260,000 | 275,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,458,000 | 43,770,000 | 69,081,000 | 96,946,000 |
| Interest expense | 870,000 | 1,869,000 | 4,029,000 | 7,406,000 |
| Net interest income | 20,588,000 | 41,901,000 | 65,052,000 | 89,540,000 |
| Noninterest income | 2,419,000 | 5,560,000 | 7,849,000 | 10,005,000 |
| Noninterest expense | 11,653,000 | 24,050,000 | 36,549,000 | 48,063,000 |
| Provision for loan losses | 300,000 | 450,000 | 600,000 | 650,000 |
| Pretax income | 11,054,000 | 22,961,000 | 35,752,000 | 50,832,000 |
| Income tax | 2,242,000 | 4,680,000 | 7,303,000 | 10,349,000 |
| Net income | 8,812,000 | 18,281,000 | 28,449,000 | 40,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,766,000 | 212,392,000 | 222,716,000 | 226,905,000 |