Call reports 2019
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2019
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,095,724,000 | 1,143,163,000 | 1,691,112,000 | 1,732,419,000 |
| Total loans | 877,631,000 | 907,087,000 | 1,325,969,000 | 1,285,437,000 |
| Allowance for loan losses | 13,762,000 | 13,960,000 | 15,110,000 | 15,196,000 |
| Securities available for sale | 60,124,000 | 45,466,000 | 49,906,000 | 47,936,000 |
| Securities held to maturity | 72,241,000 | 69,450,000 | 61,260,000 | 58,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,222,000 | 938,926,000 | 1,387,462,000 | 1,444,524,000 |
| Interest-bearing deposits | 602,211,000 | 616,601,000 | 925,251,000 | 963,823,000 |
| Noninterest-bearing deposits | 352,010,000 | 322,325,000 | 462,211,000 | 480,701,000 |
| Equity capital | 114,643,000 | 118,684,000 | 233,121,000 | 239,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,844,000 | 28,414,000 | 59,943,000 | 81,586,000 |
| Interest expense | 1,870,000 | 4,255,000 | 9,069,000 | 12,704,000 |
| Net interest income | 11,974,000 | 24,159,000 | 50,874,000 | 68,882,000 |
| Noninterest income | 1,071,000 | 2,154,000 | 4,428,000 | 5,913,000 |
| Noninterest expense | 9,212,000 | 18,418,000 | 35,128,000 | 46,071,000 |
| Provision for loan losses | 255,000 | 525,000 | 2,092,000 | 3,006,000 |
| Pretax income | 3,578,000 | 7,663,000 | 18,375,000 | 26,011,000 |
| Income tax | 693,000 | 1,524,000 | 3,678,000 | 5,256,000 |
| Net income | 2,885,000 | 6,139,000 | 14,697,000 | 20,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,987,000 | 118,256,000 | 171,726,000 | 176,466,000 |
| Total capital | 127,017,000 | 130,721,000 | 187,161,000 | 191,854,000 |
| Risk-weighted assets | 960,260,000 | 995,427,000 | 1,466,398,000 | 1,438,883,000 |