Call reports 2018
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2018
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,117,926,000 | 1,118,588,000 | 1,122,538,000 | 1,122,516,000 |
| Total loans | 790,212,000 | 815,200,000 | 828,565,000 | 849,683,000 |
| Allowance for loan losses | 12,958,000 | 13,154,000 | 13,009,000 | 13,614,000 |
| Securities available for sale | 66,566,000 | 64,481,000 | 62,330,000 | 61,121,000 |
| Securities held to maturity | 92,660,000 | 88,923,000 | 80,976,000 | 77,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 980,656,000 | 984,245,000 | 986,313,000 | 982,709,000 |
| Interest-bearing deposits | 635,194,000 | 641,876,000 | 645,197,000 | 665,177,000 |
| Noninterest-bearing deposits | 345,461,000 | 342,369,000 | 341,117,000 | 317,531,000 |
| Equity capital | 108,630,000 | 112,149,000 | 115,217,000 | 116,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,402,000 | 25,311,000 | 38,622,000 | 52,315,000 |
| Interest expense | 1,076,000 | 2,331,000 | 3,905,000 | 5,634,000 |
| Net interest income | 11,326,000 | 22,980,000 | 34,717,000 | 46,681,000 |
| Noninterest income | 1,369,000 | 2,663,000 | 3,965,000 | 5,612,000 |
| Noninterest expense | 8,419,000 | 16,576,000 | 25,286,000 | 34,162,000 |
| Provision for loan losses | 150,000 | 350,000 | 675,000 | 1,265,000 |
| Pretax income | 4,126,000 | 8,717,000 | 12,721,000 | 16,866,000 |
| Income tax | 786,000 | 1,680,000 | 2,451,000 | 3,049,000 |
| Net income | 3,340,000 | 7,037,000 | 10,270,000 | 13,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,564,000 | 113,278,000 | 116,525,000 | 117,087,000 |
| Total capital | 120,462,000 | 124,410,000 | 127,865,000 | 128,732,000 |
| Risk-weighted assets | 869,474,000 | 888,241,000 | 905,236,000 | 929,382,000 |