Call reports 2016
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2016
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 986,639,000 | 962,659,000 | 970,286,000 | 956,376,000 |
| Total loans | 701,465,000 | 703,086,000 | 683,415,000 | 693,787,000 |
| Allowance for loan losses | 10,381,000 | 10,916,000 | 11,375,000 | 12,194,000 |
| Securities available for sale | 23,797,000 | 23,281,000 | 22,713,000 | 21,658,000 |
| Securities held to maturity | 142,993,000 | 129,190,000 | 124,048,000 | 117,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,917,000 | 816,701,000 | 824,360,000 | 821,136,000 |
| Interest-bearing deposits | 561,474,000 | 585,255,000 | 589,688,000 | 563,882,000 |
| Noninterest-bearing deposits | 223,442,000 | 231,447,000 | 234,672,000 | 257,254,000 |
| Equity capital | 94,620,000 | 96,953,000 | 99,361,000 | 101,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,740,000 | 21,166,000 | 31,620,000 | 42,160,000 |
| Interest expense | 818,000 | 1,620,000 | 2,444,000 | 3,282,000 |
| Net interest income | 9,922,000 | 19,546,000 | 29,176,000 | 38,878,000 |
| Noninterest income | 851,000 | 1,689,000 | 2,760,000 | 3,815,000 |
| Noninterest expense | 6,764,000 | 13,389,000 | 20,161,000 | 27,093,000 |
| Provision for loan losses | 700,000 | 1,225,000 | 1,673,000 | 2,548,000 |
| Pretax income | 3,309,000 | 6,621,000 | 10,102,000 | 13,052,000 |
| Income tax | 1,016,000 | 2,037,000 | 3,117,000 | 4,020,000 |
| Net income | 2,293,000 | 4,584,000 | 6,985,000 | 9,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,060,000 | 96,351,000 | 98,752,000 | 100,800,000 |
| Total capital | 103,787,000 | 105,950,000 | 108,153,000 | 110,278,000 |
| Risk-weighted assets | 777,210,000 | 766,344,000 | 749,865,000 | 755,270,000 |