Call reports 2015
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2015
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 968,974,000 | 977,137,000 | 952,042,000 | 959,046,000 |
| Total loans | 600,088,000 | 625,532,000 | 666,562,000 | 694,403,000 |
| Allowance for loan losses | 7,798,000 | 7,989,000 | 9,334,000 | 9,729,000 |
| Securities available for sale | 53,507,000 | 60,460,000 | 24,841,000 | 24,204,000 |
| Securities held to maturity | 95,243,000 | 160,479,000 | 158,575,000 | 147,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,227,000 | 834,416,000 | 821,125,000 | 820,507,000 |
| Interest-bearing deposits | 563,027,000 | 594,644,000 | 585,458,000 | 575,594,000 |
| Noninterest-bearing deposits | 255,200,000 | 239,772,000 | 235,667,000 | 244,913,000 |
| Equity capital | 84,340,000 | 86,243,000 | 87,970,000 | 92,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,956,000 | 18,566,000 | 28,690,000 | 39,010,000 |
| Interest expense | 866,000 | 1,764,000 | 2,623,000 | 3,433,000 |
| Net interest income | 8,090,000 | 16,802,000 | 26,067,000 | 35,577,000 |
| Noninterest income | 812,000 | 1,807,000 | 2,733,000 | 3,627,000 |
| Noninterest expense | 6,407,000 | 13,127,000 | 19,896,000 | 26,710,000 |
| Provision for loan losses | 400,000 | 850,000 | 2,105,000 | 2,395,000 |
| Pretax income | 2,456,000 | 4,993,000 | 7,202,000 | 10,502,000 |
| Income tax | 741,000 | 1,511,000 | 2,153,000 | 3,165,000 |
| Net income | 1,715,000 | 3,482,000 | 5,049,000 | 7,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,146,000 | 85,913,000 | 87,480,000 | 91,768,000 |
| Total capital | 92,227,000 | 94,185,000 | 96,882,000 | 101,359,000 |
| Risk-weighted assets | 693,628,000 | 725,290,000 | 752,003,000 | 766,855,000 |