Call reports 2014
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2014
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 830,952,000 | 845,797,000 | 848,086,000 | 885,470,000 |
| Total loans | 462,057,000 | 517,092,000 | 560,527,000 | 576,226,000 |
| Allowance for loan losses | 6,425,000 | 6,698,000 | 7,014,000 | 7,390,000 |
| Securities available for sale | 36,752,000 | 35,710,000 | 35,016,000 | 36,716,000 |
| Securities held to maturity | 77,756,000 | 76,456,000 | 75,780,000 | 74,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 745,684,000 | 756,210,000 | 757,839,000 | 775,695,000 |
| Interest-bearing deposits | 509,464,000 | 505,615,000 | 516,768,000 | 522,811,000 |
| Noninterest-bearing deposits | 236,220,000 | 250,595,000 | 241,071,000 | 252,884,000 |
| Equity capital | 74,123,000 | 75,932,000 | 77,786,000 | 81,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,576,000 | 15,831,000 | 24,523,000 | 33,595,000 |
| Interest expense | 719,000 | 1,447,000 | 2,196,000 | 2,957,000 |
| Net interest income | 6,857,000 | 14,384,000 | 22,327,000 | 30,638,000 |
| Noninterest income | 1,147,000 | 2,428,000 | 3,342,000 | 4,172,000 |
| Noninterest expense | 5,807,000 | 11,628,000 | 17,738,000 | 23,735,000 |
| Provision for loan losses | 230,000 | 555,000 | 920,000 | 1,320,000 |
| Pretax income | 1,967,000 | 4,629,000 | 7,011,000 | 9,755,000 |
| Income tax | 563,000 | 1,361,000 | 2,064,000 | 2,893,000 |
| Net income | 1,404,000 | 3,268,000 | 4,947,000 | 6,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,972,000 | 75,837,000 | 77,516,000 | 81,431,000 |
| Total capital | 80,397,000 | 82,535,000 | 84,813,000 | 89,104,000 |
| Risk-weighted assets | 548,209,000 | 599,994,000 | 636,536,000 | 652,460,000 |