Call reports 2013
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2013
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 691,193,000 | 695,404,000 | 804,388,000 | 823,633,000 |
| Total loans | 442,011,000 | 464,869,000 | 462,151,000 | 443,789,000 |
| Allowance for loan losses | 5,393,000 | 5,831,000 | 6,121,000 | 6,179,000 |
| Securities available for sale | 37,793,000 | 40,275,000 | 38,254,000 | 37,222,000 |
| Securities held to maturity | 24,117,000 | 24,153,000 | 53,721,000 | 66,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,405,000 | 625,721,000 | 720,405,000 | 739,398,000 |
| Interest-bearing deposits | 425,591,000 | 424,433,000 | 470,047,000 | 506,537,000 |
| Noninterest-bearing deposits | 196,814,000 | 201,288,000 | 250,358,000 | 232,861,000 |
| Equity capital | 65,294,000 | 66,070,000 | 68,677,000 | 72,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,767,000 | 13,875,000 | 21,446,000 | 29,068,000 |
| Interest expense | 518,000 | 1,094,000 | 1,759,000 | 2,489,000 |
| Net interest income | 6,249,000 | 12,781,000 | 19,687,000 | 26,579,000 |
| Noninterest income | 1,896,000 | 3,646,000 | 5,257,000 | 6,440,000 |
| Noninterest expense | 5,522,000 | 11,011,000 | 16,780,000 | 22,387,000 |
| Provision for loan losses | 175,000 | 625,000 | 955,000 | 1,240,000 |
| Pretax income | 2,448,000 | 4,791,000 | 7,209,000 | 9,392,000 |
| Income tax | 752,000 | 1,453,000 | 2,172,000 | 2,812,000 |
| Net income | 1,696,000 | 3,338,000 | 5,037,000 | 6,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,684,000 | 66,326,000 | 69,025,000 | 72,568,000 |
| Total capital | 70,077,000 | 72,157,000 | 75,146,000 | 78,747,000 |
| Risk-weighted assets | 475,766,000 | 490,649,000 | 530,826,000 | 520,925,000 |