Call reports 2012
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2012
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 643,182,000 | 634,393,000 | 650,568,000 | 713,121,000 |
| Total loans | 376,400,000 | 397,572,000 | 406,275,000 | 451,461,000 |
| Allowance for loan losses | 4,959,000 | 4,719,000 | 4,680,000 | 5,201,000 |
| Securities available for sale | 23,490,000 | 31,463,000 | 33,287,000 | 35,422,000 |
| Securities held to maturity | 37,302,000 | 36,663,000 | 33,628,000 | 25,047,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 587,960,000 | 569,959,000 | 585,106,000 | 635,645,000 |
| Interest-bearing deposits | 376,539,000 | 375,671,000 | 382,491,000 | 406,457,000 |
| Noninterest-bearing deposits | 211,421,000 | 194,288,000 | 202,615,000 | 229,189,000 |
| Equity capital | 51,761,000 | 60,370,000 | 62,406,000 | 63,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,237,000 | 12,786,000 | 19,361,000 | 25,998,000 |
| Interest expense | 587,000 | 1,092,000 | 1,571,000 | 2,059,000 |
| Net interest income | 5,650,000 | 11,694,000 | 17,790,000 | 23,939,000 |
| Noninterest income | 1,240,000 | 2,684,000 | 4,410,000 | 6,006,000 |
| Noninterest expense | 4,323,000 | 8,970,000 | 13,918,000 | 19,117,000 |
| Provision for loan losses | 450,000 | 700,000 | 1,150,000 | 1,500,000 |
| Pretax income | 2,117,000 | 4,708,000 | 7,132,000 | 9,364,000 |
| Income tax | 653,000 | 1,460,000 | 2,094,000 | 2,785,000 |
| Net income | 1,464,000 | 3,248,000 | 5,038,000 | 6,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,873,000 | 59,657,000 | 61,447,000 | 62,988,000 |
| Total capital | 55,832,000 | 64,376,000 | 66,127,000 | 68,189,000 |
| Risk-weighted assets | 419,374,000 | 435,994,000 | 438,743,000 | 463,452,000 |