Call reports 2011
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2011
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 524,074,000 | 565,556,000 | 571,642,000 | 593,537,000 |
| Total loans | 309,384,000 | 328,759,000 | 350,242,000 | 360,933,000 |
| Allowance for loan losses | 3,865,000 | 4,249,000 | 4,240,000 | 4,612,000 |
| Securities available for sale | 30,023,000 | 29,301,000 | 28,101,000 | 25,024,000 |
| Securities held to maturity | 24,274,000 | 27,702,000 | 29,170,000 | 39,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,586,000 | 516,217,000 | 519,447,000 | 539,345,000 |
| Interest-bearing deposits | 350,638,000 | 375,203,000 | 380,845,000 | 373,608,000 |
| Noninterest-bearing deposits | 127,947,000 | 141,013,000 | 138,601,000 | 165,736,000 |
| Equity capital | 42,199,000 | 45,712,000 | 48,814,000 | 50,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,146,000 | 10,731,000 | 16,588,000 | 22,650,000 |
| Interest expense | 673,000 | 1,399,000 | 2,092,000 | 2,726,000 |
| Net interest income | 4,473,000 | 9,332,000 | 14,496,000 | 19,924,000 |
| Noninterest income | 939,000 | 2,070,000 | 3,370,000 | 4,586,000 |
| Noninterest expense | 3,783,000 | 7,681,000 | 11,794,000 | 15,709,000 |
| Provision for loan losses | 450,000 | 850,000 | 1,250,000 | 1,700,000 |
| Pretax income | 1,179,000 | 2,871,000 | 4,828,000 | 7,161,000 |
| Income tax | 331,000 | 838,000 | 1,435,000 | 2,160,000 |
| Net income | 848,000 | 2,033,000 | 3,393,000 | 5,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,755,000 | 44,941,000 | 47,801,000 | 49,409,000 |
| Total capital | 45,620,000 | 49,190,000 | 52,041,000 | 54,021,000 |
| Risk-weighted assets | 356,337,000 | 360,314,000 | 388,073,000 | 401,939,000 |