Call reports 2009
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2009
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 330,004,000 | 352,028,000 | 365,468,000 | 376,470,000 |
| Total loans | 257,609,000 | 265,272,000 | 269,332,000 | 267,914,000 |
| Allowance for loan losses | 3,825,000 | 3,229,000 | 3,327,000 | 3,159,000 |
| Securities available for sale | 14,451,000 | 13,576,000 | 18,264,000 | 17,231,000 |
| Securities held to maturity | 25,977,000 | 25,733,000 | 23,637,000 | 21,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,295,000 | 316,747,000 | 329,730,000 | 340,069,000 |
| Interest-bearing deposits | 212,211,000 | 234,740,000 | 250,292,000 | 246,571,000 |
| Noninterest-bearing deposits | 84,084,000 | 82,007,000 | 79,438,000 | 93,498,000 |
| Equity capital | 26,646,000 | 28,193,000 | 28,954,000 | 29,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,205,000 | 8,563,000 | 13,032,000 | 17,569,000 |
| Interest expense | 801,000 | 1,626,000 | 2,470,000 | 3,265,000 |
| Net interest income | 3,404,000 | 6,937,000 | 10,562,000 | 14,304,000 |
| Noninterest income | 960,000 | 2,168,000 | 3,388,000 | 4,574,000 |
| Noninterest expense | 3,078,000 | 6,496,000 | 9,839,000 | 13,210,000 |
| Provision for loan losses | 475,000 | 900,000 | 1,450,000 | 2,500,000 |
| Pretax income | 811,000 | 1,734,000 | 2,686,000 | 3,207,000 |
| Income tax | 243,000 | 517,000 | 792,000 | 918,000 |
| Net income | 568,000 | 1,217,000 | 1,894,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,474,000 | 28,123,000 | 28,800,000 | 29,695,000 |
| Total capital | 29,861,000 | 31,352,000 | 32,127,000 | 32,854,000 |
| Risk-weighted assets | 270,526,000 | 280,744,000 | 284,904,000 | 287,272,000 |