Call reports 2008
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2008
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 259,073,000 | 278,679,000 | 301,937,000 | 316,973,000 |
| Total loans | 187,005,000 | 208,789,000 | 228,466,000 | 246,309,000 |
| Allowance for loan losses | 2,164,000 | 2,464,000 | 2,760,000 | 3,357,000 |
| Securities available for sale | 9,386,000 | 6,640,000 | 7,104,000 | 14,732,000 |
| Securities held to maturity | 37,371,000 | 35,834,000 | 32,952,000 | 30,348,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,672,000 | 250,901,000 | 271,801,000 | 283,806,000 |
| Interest-bearing deposits | 156,263,000 | 171,107,000 | 185,107,000 | 194,917,000 |
| Noninterest-bearing deposits | 73,409,000 | 79,794,000 | 86,693,000 | 88,889,000 |
| Equity capital | 22,382,000 | 22,915,000 | 23,526,000 | 25,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,867,000 | 7,915,000 | 12,147,000 | 16,482,000 |
| Interest expense | 1,068,000 | 1,965,000 | 2,942,000 | 3,891,000 |
| Net interest income | 2,799,000 | 5,950,000 | 9,205,000 | 12,591,000 |
| Noninterest income | 705,000 | 1,505,000 | 2,434,000 | 3,211,000 |
| Noninterest expense | 2,680,000 | 5,470,000 | 8,524,000 | 11,551,000 |
| Provision for loan losses | 190,000 | 490,000 | 790,000 | 1,390,000 |
| Pretax income | 636,000 | 1,499,000 | 2,329,000 | 2,865,000 |
| Income tax | 190,000 | 455,000 | 708,000 | 855,000 |
| Net income | 446,000 | 1,044,000 | 1,621,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,342,000 | 22,940,000 | 23,517,000 | 25,906,000 |
| Total capital | 24,506,000 | 25,404,000 | 26,277,000 | 29,222,000 |
| Risk-weighted assets | 217,452,000 | 232,394,000 | 248,070,000 | 265,204,000 |