Call reports 2006
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2006
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,455,000 | 160,940,000 | 159,862,000 | 164,439,000 |
| Total loans | 72,227,000 | 73,913,000 | 79,983,000 | 85,849,000 |
| Allowance for loan losses | 996,000 | 1,120,000 | 1,179,000 | 1,241,000 |
| Securities available for sale | 10,192,000 | 9,886,000 | 14,161,000 | 16,011,000 |
| Securities held to maturity | 42,709,000 | 44,810,000 | 45,627,000 | 44,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,507,000 | 145,010,000 | 144,205,000 | 147,252,000 |
| Interest-bearing deposits | 84,559,000 | 83,327,000 | 88,990,000 | 85,737,000 |
| Noninterest-bearing deposits | 56,948,000 | 61,683,000 | 55,214,000 | 61,514,000 |
| Equity capital | 10,777,000 | 11,032,000 | 12,008,000 | 12,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,127,000 | 4,354,000 | 6,824,000 | 9,384,000 |
| Interest expense | 447,000 | 956,000 | 1,526,000 | 2,143,000 |
| Net interest income | 1,680,000 | 3,398,000 | 5,298,000 | 7,241,000 |
| Noninterest income | 415,000 | 835,000 | 1,306,000 | 1,762,000 |
| Noninterest expense | 1,610,000 | 3,201,000 | 4,899,000 | 6,609,000 |
| Provision for loan losses | 105,000 | 210,000 | 295,000 | 355,000 |
| Pretax income | 377,000 | 819,000 | 1,407,000 | 2,036,000 |
| Income tax | 112,000 | 241,000 | 418,000 | 608,000 |
| Net income | 265,000 | 578,000 | 989,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,003,000 | 11,317,000 | 12,228,000 | 12,667,000 |
| Total capital | 11,999,000 | 12,437,000 | 13,407,000 | 13,908,000 |
| Risk-weighted assets | 95,418,000 | 101,254,000 | 106,602,000 | 110,616,000 |