Call reports 2005
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2005
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 131,353,000 | 136,263,000 | 140,713,000 | 152,039,000 |
| Total loans | 68,301,000 | 70,733,000 | 70,516,000 | 75,613,000 |
| Allowance for loan losses | 1,001,000 | 1,091,000 | 1,115,000 | 972,000 |
| Securities available for sale | 10,122,000 | 9,300,000 | 8,817,000 | 8,917,000 |
| Securities held to maturity | 34,385,000 | 35,223,000 | 38,538,000 | 40,656,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,680,000 | 123,148,000 | 127,779,000 | 137,429,000 |
| Interest-bearing deposits | 81,335,000 | 82,048,000 | 83,030,000 | 79,128,000 |
| Noninterest-bearing deposits | 37,345,000 | 41,100,000 | 44,749,000 | 58,301,000 |
| Equity capital | 9,245,000 | 9,541,000 | 9,789,000 | 10,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,238,000 | 5,041,000 | 7,056,000 |
| Interest expense | 298,000 | 619,000 | 965,000 | 1,366,000 |
| Net interest income | 1,236,000 | 2,619,000 | 4,076,000 | 5,690,000 |
| Noninterest income | 188,000 | 423,000 | 722,000 | 1,073,000 |
| Noninterest expense | 1,062,000 | 2,225,000 | 3,520,000 | 4,880,000 |
| Provision for loan losses | 160,000 | 250,000 | 340,000 | 530,000 |
| Pretax income | 202,000 | 554,000 | 925,000 | 1,340,000 |
| Income tax | 57,000 | 158,000 | 262,000 | 380,000 |
| Net income | 145,000 | 396,000 | 663,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,423,000 | 9,674,000 | 9,942,000 | 10,739,000 |
| Total capital | 10,424,000 | 10,765,000 | 11,057,000 | 11,711,000 |
| Risk-weighted assets | 87,654,000 | 91,960,000 | 89,372,000 | 95,968,000 |