Call reports 2004
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2004
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 110,667,000 | 111,632,000 | 123,178,000 | 130,120,000 |
| Total loans | 51,271,000 | 58,218,000 | 63,668,000 | 65,535,000 |
| Allowance for loan losses | 564,000 | 626,000 | 701,000 | 840,000 |
| Securities available for sale | 18,495,000 | 19,072,000 | 12,686,000 | 11,377,000 |
| Securities held to maturity | 22,101,000 | 22,507,000 | 28,633,000 | 28,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,066,000 | 100,916,000 | 111,591,000 | 117,276,000 |
| Interest-bearing deposits | 67,375,000 | 69,671,000 | 75,118,000 | 78,812,000 |
| Noninterest-bearing deposits | 32,691,000 | 31,245,000 | 36,473,000 | 38,464,000 |
| Equity capital | 8,200,000 | 7,921,000 | 8,615,000 | 9,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,243,000 | 3,561,000 | 5,005,000 |
| Interest expense | 149,000 | 322,000 | 543,000 | 806,000 |
| Net interest income | 904,000 | 1,921,000 | 3,018,000 | 4,199,000 |
| Noninterest income | 154,000 | 308,000 | 476,000 | 666,000 |
| Noninterest expense | 931,000 | 1,869,000 | 2,829,000 | 3,830,000 |
| Provision for loan losses | 56,000 | 118,000 | 193,000 | 343,000 |
| Pretax income | 94,000 | 265,000 | 495,000 | 723,000 |
| Income tax | 9,000 | 50,000 | 111,000 | 171,000 |
| Net income | 85,000 | 215,000 | 384,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,062,000 | 8,192,000 | 8,611,000 | 9,279,000 |
| Total capital | 8,626,000 | 8,818,000 | 9,312,000 | 10,119,000 |
| Risk-weighted assets | 66,009,000 | 73,796,000 | 79,931,000 | 83,594,000 |