Call reports 2002
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2002
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,253,000 | 73,829,000 | 79,345,000 | 85,693,000 |
| Total loans | 28,314,000 | 30,500,000 | 28,171,000 | 30,511,000 |
| Allowance for loan losses | 454,000 | 494,000 | 522,000 | 522,000 |
| Securities available for sale | 13,123,000 | 9,553,000 | 12,418,000 | 18,275,000 |
| Securities held to maturity | 15,460,000 | 15,804,000 | 18,990,000 | 15,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,279,000 | 66,641,000 | 71,756,000 | 77,531,000 |
| Interest-bearing deposits | 49,460,000 | 49,414,000 | 54,398,000 | 56,702,000 |
| Noninterest-bearing deposits | 14,819,000 | 17,227,000 | 17,357,000 | 20,829,000 |
| Equity capital | 6,084,000 | 6,207,000 | 6,182,000 | 6,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,900,000 | 2,835,000 | 3,750,000 |
| Interest expense | 258,000 | 506,000 | 755,000 | 980,000 |
| Net interest income | 685,000 | 1,394,000 | 2,080,000 | 2,770,000 |
| Noninterest income | 53,000 | 112,000 | 175,000 | 258,000 |
| Noninterest expense | 635,000 | 1,309,000 | 1,984,000 | 2,778,000 |
| Provision for loan losses | 45,000 | 85,000 | 115,000 | 125,000 |
| Pretax income | 63,000 | 133,000 | 219,000 | 207,000 |
| Income tax | -8,000 | 16,000 | 44,000 | 39,000 |
| Net income | 71,000 | 117,000 | 175,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,038,000 | 6,085,000 | 6,067,000 | 6,060,000 |
| Total capital | 6,492,000 | 6,579,000 | 6,578,000 | 6,582,000 |
| Risk-weighted assets | 40,470,000 | 41,663,000 | 40,880,000 | 45,125,000 |