Call reports 2001
FIRSTCAPITAL BANK OF TEXAS,N.A. — 2001
What FIRSTCAPITAL BANK OF TEXAS,N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,718,000 | 62,768,000 | 64,311,000 | 72,150,000 |
| Total loans | 21,206,000 | 23,660,000 | 26,077,000 | 29,351,000 |
| Allowance for loan losses | 314,000 | 348,000 | 391,000 | 426,000 |
| Securities available for sale | 12,009,000 | 12,308,000 | 12,427,000 | 12,767,000 |
| Securities held to maturity | 7,775,000 | 7,312,000 | 8,054,000 | 9,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,643,000 | 56,706,000 | 58,007,000 | 65,944,000 |
| Interest-bearing deposits | 42,906,000 | 42,525,000 | 43,294,000 | 49,542,000 |
| Noninterest-bearing deposits | 14,737,000 | 14,181,000 | 14,713,000 | 16,402,000 |
| Equity capital | 5,919,000 | 5,956,000 | 6,139,000 | 6,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,038,000 | 3,047,000 | 4,003,000 |
| Interest expense | 467,000 | 889,000 | 1,265,000 | 1,552,000 |
| Net interest income | 549,000 | 1,149,000 | 1,782,000 | 2,451,000 |
| Noninterest income | 33,000 | 65,000 | 111,000 | 161,000 |
| Noninterest expense | 475,000 | 985,000 | 1,554,000 | 2,194,000 |
| Provision for loan losses | 38,000 | 81,000 | 126,000 | 171,000 |
| Pretax income | 149,000 | 280,000 | 370,000 | 434,000 |
| Income tax | 32,000 | 77,000 | 108,000 | 129,000 |
| Net income | 117,000 | 203,000 | 262,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,779,000 | 5,865,000 | 5,926,000 | 5,967,000 |
| Total capital | 6,093,000 | 6,213,000 | 6,317,000 | 6,393,000 |
| Risk-weighted assets | 32,859,000 | 35,109,000 | 36,974,000 | 41,450,000 |