Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,528,000 | 6,262,000 | 7,075,000 | 7,763,000 |
| Total loans | 3,416,000 | 3,467,000 | 3,127,000 | 2,583,000 |
| Allowance for loan losses | 50,000 | 53,000 | 53,000 | 53,000 |
| Securities available for sale | 1,016,000 | 764,000 | 758,000 | 752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,949,000 | 4,734,000 | 5,577,000 | 6,318,000 |
| Interest-bearing deposits | 3,588,000 | 4,284,000 | 5,245,000 | 5,967,000 |
| Noninterest-bearing deposits | 361,000 | 450,000 | 332,000 | 351,000 |
| Equity capital | 1,547,000 | 1,508,000 | 1,458,000 | 1,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 98,000 | 176,000 | 249,000 | 315,000 |
| Interest expense | 24,000 | 45,000 | 73,000 | 104,000 |
| Net interest income | 74,000 | 131,000 | 176,000 | 211,000 |
| Noninterest income | 16,000 | 37,000 | 60,000 | 78,000 |
| Noninterest expense | 139,000 | 272,000 | 411,000 | 560,000 |
| Provision for loan losses | 11,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | -60,000 | -118,000 | -189,000 | -285,000 |
| Income tax | -20,000 | -40,000 | -64,000 | -97,000 |
| Net income | -40,000 | -78,000 | -125,000 | -188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,538,000 | 1,500,000 | 1,453,000 | 1,390,000 |
| Total capital | 1,582,000 | 1,547,000 | 1,500,000 | 1,433,000 |
| Risk-weighted assets | 3,489,000 | 3,737,000 | 3,729,000 | 3,394,000 |