Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 6,973,000 | 6,272,000 | 6,250,000 | 5,944,000 |
| Total loans | 3,464,000 | 3,479,000 | 3,181,000 | 3,599,000 |
| Allowance for loan losses | 32,000 | 34,000 | 36,000 | 39,000 |
| Securities available for sale | 2,011,000 | 1,521,000 | 1,531,000 | 1,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,171,000 | 4,516,000 | 4,553,000 | 3,855,000 |
| Interest-bearing deposits | 5,055,000 | 4,318,000 | 4,258,000 | 3,579,000 |
| Noninterest-bearing deposits | 116,000 | 198,000 | 295,000 | 276,000 |
| Equity capital | 1,712,000 | 1,681,000 | 1,641,000 | 1,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 112,000 | 221,000 | 314,000 | 402,000 |
| Interest expense | 61,000 | 118,000 | 166,000 | 199,000 |
| Net interest income | 51,000 | 103,000 | 148,000 | 203,000 |
| Noninterest income | 15,000 | 31,000 | 46,000 | 61,000 |
| Noninterest expense | 96,000 | 206,000 | 333,000 | 468,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | -33,000 | -78,000 | -148,000 | -216,000 |
| Income tax | -11,000 | -26,000 | -50,000 | -73,000 |
| Net income | -22,000 | -52,000 | -98,000 | -143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,698,000 | 1,668,000 | 1,622,000 | 1,577,000 |
| Total capital | 1,730,000 | 1,702,000 | 1,658,000 | 1,616,000 |
| Risk-weighted assets | 3,370,000 | 3,456,000 | 3,278,000 | 3,578,000 |