Call report 2003Q4
COVENANT BANK — 2003Q4
The 22 measures COVENANT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,799,000 | USD | evidence → |
| Total loans | 27,717,000 | USD | evidence → |
| Allowance for loan losses | 1,259,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,381,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,607,000 | USD | evidence → |
| Interest-bearing deposits | 31,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,954,000 | USD | evidence → |
| Equity capital | 3,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,470,000 | USD | evidence → |
| Interest expense | 505,000 | USD | evidence → |
| Net interest income | 1,965,000 | USD | evidence → |
| Noninterest income | 852,000 | USD | evidence → |
| Noninterest expense | 4,216,000 | USD | evidence → |
| Provision for loan losses | 854,000 | USD | evidence → |
| Pretax income | -2,449,000 | USD | evidence → |
| Income tax | -30,000 | USD | evidence → |
| Net income | -2,419,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,894,000 | USD | evidence → |
| Total capital | 4,317,000 | USD | evidence → |
| Risk-weighted assets | 32,972,000 | USD | evidence → |