Call reports 2012
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2012
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 5,176,957,000 | 5,006,597,000 | 4,962,184,000 |
| Total loans | 3,704,495,000 | 3,702,317,000 | 3,697,779,000 |
| Allowance for loan losses | 132,779,000 | 129,022,000 | 118,294,000 |
| Securities available for sale | 673,163,000 | 593,263,000 | 566,586,000 |
| Securities held to maturity | 4,015,000 | 3,110,000 | 2,391,000 |
| Trading assets | 10,100,000 | 9,921,000 | 9,473,000 |
| Total deposits | 3,277,653,000 | 3,458,001,000 | 3,441,089,000 |
| Interest-bearing deposits | 2,538,368,000 | 2,733,143,000 | 2,712,866,000 |
| Noninterest-bearing deposits | 739,285,000 | 724,858,000 | 728,223,000 |
| Equity capital | 593,190,000 | 603,462,000 | 616,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 61,834,000 | 124,056,000 | 186,528,000 |
| Interest expense | 18,054,000 | 36,028,000 | 51,007,000 |
| Net interest income | 43,780,000 | 88,028,000 | 135,521,000 |
| Noninterest income | 8,952,000 | 15,524,000 | 22,083,000 |
| Noninterest expense | 32,259,000 | 63,429,000 | 94,739,000 |
| Provision for loan losses | 10,000,000 | 17,000,000 | 24,900,000 |
| Pretax income | 12,222,000 | 26,582,000 | 42,331,000 |
| Income tax | 3,652,000 | 7,310,000 | 11,879,000 |
| Net income | 8,570,000 | 19,272,000 | 30,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 420,830,000 | 432,807,000 | 448,107,000 |
| Total capital | 541,053,000 | 552,485,000 | 542,658,000 |
| Risk-weighted assets | 3,643,696,000 | 3,603,323,000 | 3,474,111,000 |