Call reports 2011
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2011
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,866,138,000 | 4,908,249,000 | 4,868,824,000 | 5,016,217,000 |
| Total loans | 3,543,176,000 | 3,495,674,000 | 3,513,743,000 | 3,697,314,000 |
| Allowance for loan losses | 164,022,000 | 153,387,000 | 142,002,000 | 132,001,000 |
| Securities available for sale | 661,205,000 | 771,486,000 | 750,768,000 | 733,695,000 |
| Securities held to maturity | 8,913,000 | 7,307,000 | 6,034,000 | 5,042,000 |
| Trading assets | 9,869,000 | 9,500,000 | 11,037,000 | 10,450,000 |
| Total deposits | 2,934,201,000 | 2,932,750,000 | 2,943,506,000 | 2,970,078,000 |
| Interest-bearing deposits | 2,407,840,000 | 2,276,397,000 | 2,251,980,000 | 2,285,357,000 |
| Noninterest-bearing deposits | 526,361,000 | 656,353,000 | 691,526,000 | 684,721,000 |
| Equity capital | 550,565,000 | 560,301,000 | 579,400,000 | 586,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 60,049,000 | 120,443,000 | 181,004,000 | 242,851,000 |
| Interest expense | 21,843,000 | 42,736,000 | 61,765,000 | 79,654,000 |
| Net interest income | 38,206,000 | 77,707,000 | 119,239,000 | 163,197,000 |
| Noninterest income | 10,255,000 | 18,508,000 | 27,014,000 | 32,639,000 |
| Noninterest expense | 30,122,000 | 60,534,000 | 92,350,000 | 123,696,000 |
| Provision for loan losses | 10,052,000 | 20,050,000 | 24,050,000 | 31,050,000 |
| Pretax income | 9,930,000 | 19,979,000 | 37,010,000 | 48,247,000 |
| Income tax | 3,912,000 | 6,151,000 | 12,274,000 | 16,222,000 |
| Net income | 6,018,000 | 13,828,000 | 24,736,000 | 32,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 366,717,000 | 375,144,000 | 390,714,000 | 409,087,000 |
| Total capital | 508,562,000 | 515,954,000 | 508,060,000 | 528,910,000 |
| Risk-weighted assets | 3,468,451,000 | 3,395,215,000 | 3,401,446,000 | 3,612,054,000 |