Call reports 2010
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2010
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 5,102,472,000 | 5,049,703,000 | 5,058,408,000 | 4,832,216,000 |
| Total loans | 3,761,915,000 | 3,532,300,000 | 3,570,983,000 | 3,557,422,000 |
| Allowance for loan losses | 179,056,000 | 170,639,000 | 167,088,000 | 163,354,000 |
| Securities available for sale | 881,587,000 | 817,369,000 | 703,346,000 | 670,276,000 |
| Securities held to maturity | 25,871,000 | 19,606,000 | 15,641,000 | 11,835,000 |
| Trading assets | 9,872,000 | 12,379,000 | 13,744,000 | 11,122,000 |
| Total deposits | 2,670,190,000 | 2,768,902,000 | 2,914,517,000 | 2,722,416,000 |
| Interest-bearing deposits | 2,147,272,000 | 2,149,963,000 | 2,374,286,000 | 2,198,221,000 |
| Noninterest-bearing deposits | 522,918,000 | 618,939,000 | 540,231,000 | 524,195,000 |
| Equity capital | 542,975,000 | 558,081,000 | 543,496,000 | 546,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 66,552,000 | 128,868,000 | 190,833,000 | 251,062,000 |
| Interest expense | 24,794,000 | 48,223,000 | 70,949,000 | 93,522,000 |
| Net interest income | 41,758,000 | 80,645,000 | 119,884,000 | 157,540,000 |
| Noninterest income | 12,187,000 | 20,713,000 | 31,501,000 | 39,127,000 |
| Noninterest expense | 28,614,000 | 57,251,000 | 90,414,000 | 118,480,000 |
| Provision for loan losses | 14,200,000 | 29,700,000 | 65,970,000 | 80,515,000 |
| Pretax income | 11,773,000 | 17,344,000 | 3,996,000 | 6,667,000 |
| Income tax | 4,186,000 | 5,953,000 | 1,682,000 | 54,000 |
| Net income | 7,587,000 | 11,391,000 | 2,314,000 | 6,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,352,000 | 364,227,000 | 354,998,000 | 356,895,000 |
| Total capital | 525,291,000 | 518,098,000 | 497,914,000 | 499,197,000 |
| Risk-weighted assets | 3,947,006,000 | 3,625,894,000 | 3,552,143,000 | 3,506,134,000 |