Call reports 2009
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2009
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 6,325,824,000 | 5,790,708,000 | 5,651,138,000 | 5,519,043,000 |
| Total loans | 4,152,056,000 | 4,101,376,000 | 4,151,495,000 | 3,872,121,000 |
| Allowance for loan losses | 77,929,000 | 88,572,000 | 98,507,000 | 179,583,000 |
| Securities available for sale | 1,386,088,000 | 1,139,566,000 | 1,022,146,000 | 1,041,807,000 |
| Securities held to maturity | 60,999,000 | 48,994,000 | 39,083,000 | 32,020,000 |
| Trading assets | 20,031,000 | 11,747,000 | 15,150,000 | 9,716,000 |
| Total deposits | 3,182,587,000 | 2,755,192,000 | 2,712,282,000 | 2,759,266,000 |
| Interest-bearing deposits | 2,684,682,000 | 2,293,728,000 | 2,208,454,000 | 2,285,828,000 |
| Noninterest-bearing deposits | 497,905,000 | 461,464,000 | 503,828,000 | 473,438,000 |
| Equity capital | 522,504,000 | 515,486,000 | 512,992,000 | 527,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 73,372,000 | 145,210,000 | 216,464,000 | 286,397,000 |
| Interest expense | 29,641,000 | 59,664,000 | 87,327,000 | 112,880,000 |
| Net interest income | 43,731,000 | 85,546,000 | 129,137,000 | 173,517,000 |
| Noninterest income | 8,464,000 | 17,741,000 | 28,953,000 | 37,769,000 |
| Noninterest expense | 28,642,000 | 60,010,000 | 89,825,000 | 119,103,000 |
| Provision for loan losses | 17,000,000 | 47,100,000 | 91,806,000 | 253,906,000 |
| Pretax income | 6,553,000 | -67,000 | -18,218,000 | -156,307,000 |
| Income tax | 1,953,000 | -98,000 | -6,700,000 | -58,305,000 |
| Net income | 4,600,000 | 31,000 | -11,518,000 | -98,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 405,577,000 | 397,236,000 | 380,949,000 | 356,829,000 |
| Total capital | 577,994,000 | 568,177,000 | 541,714,000 | 516,099,000 |
| Risk-weighted assets | 4,410,820,000 | 4,280,687,000 | 4,256,464,000 | 4,054,288,000 |