Call reports 2008
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2008
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 6,644,109,000 | 6,576,376,000 | 6,234,406,000 | 6,033,316,000 |
| Total loans | 4,335,662,000 | 4,337,022,000 | 4,331,308,000 | 4,240,343,000 |
| Allowance for loan losses | 58,819,000 | 62,550,000 | 66,093,000 | 71,030,000 |
| Securities available for sale | 1,196,557,000 | 1,165,846,000 | 1,297,653,000 | 1,266,762,000 |
| Securities held to maturity | 96,781,000 | 86,239,000 | 78,079,000 | 71,041,000 |
| Trading assets | 14,717,000 | 7,961,000 | 8,556,000 | 21,126,000 |
| Total deposits | 2,874,539,000 | 2,731,330,000 | 3,195,858,000 | 3,132,952,000 |
| Interest-bearing deposits | 2,386,459,000 | 2,294,751,000 | 2,775,764,000 | 2,685,671,000 |
| Noninterest-bearing deposits | 488,080,000 | 436,579,000 | 420,094,000 | 447,281,000 |
| Equity capital | 523,249,000 | 531,691,000 | 511,071,000 | 509,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 92,595,000 | 179,040,000 | 264,187,000 | 348,584,000 |
| Interest expense | 48,385,000 | 88,991,000 | 130,028,000 | 167,530,000 |
| Net interest income | 44,210,000 | 90,049,000 | 134,159,000 | 181,054,000 |
| Noninterest income | 11,519,000 | 27,691,000 | 37,808,000 | 45,959,000 |
| Noninterest expense | 29,806,000 | 60,448,000 | 91,322,000 | 127,315,000 |
| Provision for loan losses | 12,790,000 | 28,790,000 | 41,107,000 | 55,507,000 |
| Pretax income | 13,133,000 | 28,536,000 | 39,888,000 | 45,845,000 |
| Income tax | 3,947,000 | 8,241,000 | 11,547,000 | 11,407,000 |
| Net income | 9,186,000 | 20,295,000 | 28,341,000 | 34,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 402,473,000 | 411,679,000 | 384,653,000 | 401,742,000 |
| Total capital | 576,964,000 | 586,416,000 | 558,211,000 | 574,720,000 |
| Risk-weighted assets | 4,597,947,000 | 4,614,178,000 | 4,515,102,000 | 4,463,201,000 |