Call reports 2007
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2007
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,389,193,000 | 6,355,001,000 | 6,558,207,000 | 6,588,855,000 |
| Total loans | 4,106,443,000 | 4,169,262,000 | 4,218,460,000 | 4,369,483,000 |
| Allowance for loan losses | 63,467,000 | 64,655,000 | 60,574,000 | 58,661,000 |
| Securities available for sale | 1,378,568,000 | 1,333,644,000 | 1,444,717,000 | 1,124,866,000 |
| Securities held to maturity | 149,228,000 | 131,420,000 | 116,302,000 | 205,109,000 |
| Trading assets | 7,938,000 | 7,487,000 | 8,675,000 | 10,755,000 |
| Total deposits | 3,076,039,000 | 3,173,588,000 | 2,981,449,000 | 2,899,303,000 |
| Interest-bearing deposits | 2,627,088,000 | 2,736,399,000 | 2,541,128,000 | 2,473,468,000 |
| Noninterest-bearing deposits | 448,951,000 | 437,189,000 | 440,321,000 | 425,835,000 |
| Equity capital | 530,428,000 | 531,980,000 | 517,961,000 | 526,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 101,862,000 | 203,068,000 | 306,215,000 | 408,207,000 |
| Interest expense | 58,477,000 | 117,668,000 | 178,282,000 | 236,878,000 |
| Net interest income | 43,385,000 | 85,400,000 | 127,933,000 | 171,329,000 |
| Noninterest income | 8,756,000 | 16,518,000 | 26,341,000 | 38,062,000 |
| Noninterest expense | 29,002,000 | 58,802,000 | 89,065,000 | 122,439,000 |
| Provision for loan losses | 13,655,000 | 24,385,000 | 32,435,000 | 41,085,000 |
| Pretax income | 9,567,000 | 18,814,000 | 32,906,000 | 46,020,000 |
| Income tax | 2,622,000 | 5,108,000 | 9,122,000 | 13,603,000 |
| Net income | 6,945,000 | 13,706,000 | 23,784,000 | 32,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 393,605,000 | 400,482,000 | 383,157,000 | 393,356,000 |
| Total capital | 565,584,000 | 572,624,000 | 555,384,000 | 567,952,000 |
| Risk-weighted assets | 4,389,864,000 | 4,401,883,000 | 4,412,808,000 | 4,606,607,000 |