Call reports 2006
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2006
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 6,841,571,000 | 6,739,315,000 | 6,722,890,000 | 6,331,376,000 |
| Total loans | 3,752,074,000 | 3,900,297,000 | 3,887,601,000 | 4,085,517,000 |
| Allowance for loan losses | 52,890,000 | 56,236,000 | 61,220,000 | 59,358,000 |
| Securities available for sale | 1,943,032,000 | 1,789,257,000 | 1,525,896,000 | 1,478,582,000 |
| Securities held to maturity | 264,987,000 | 221,266,000 | 236,896,000 | 165,259,000 |
| Trading assets | 5,667,000 | 7,505,000 | 6,410,000 | 7,916,000 |
| Total deposits | 2,943,585,000 | 3,135,036,000 | 3,117,485,000 | 3,131,297,000 |
| Interest-bearing deposits | 2,490,728,000 | 2,682,395,000 | 2,702,893,000 | 2,655,931,000 |
| Noninterest-bearing deposits | 452,857,000 | 452,641,000 | 414,592,000 | 475,366,000 |
| Equity capital | 490,981,000 | 491,541,000 | 510,370,000 | 519,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 98,780,000 | 200,866,000 | 305,618,000 | 408,662,000 |
| Interest expense | 52,486,000 | 110,748,000 | 172,573,000 | 232,930,000 |
| Net interest income | 46,294,000 | 90,118,000 | 133,045,000 | 175,732,000 |
| Noninterest income | 7,664,000 | 15,350,000 | 24,459,000 | 32,388,000 |
| Noninterest expense | 31,872,000 | 61,748,000 | 90,735,000 | 119,527,000 |
| Provision for loan losses | 6,550,000 | 17,250,000 | 33,010,000 | 44,710,000 |
| Pretax income | 15,604,000 | 26,819,000 | 28,648,000 | 38,772,000 |
| Income tax | 4,367,000 | 7,829,000 | 9,083,000 | 10,596,000 |
| Net income | 11,237,000 | 18,990,000 | 19,565,000 | 28,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 375,054,000 | 381,627,000 | 380,276,000 | 387,858,000 |
| Total capital | 476,889,000 | 487,353,000 | 550,740,000 | 560,096,000 |
| Risk-weighted assets | 4,145,682,000 | 4,489,583,000 | 4,269,372,000 | 4,414,900,000 |