Call reports 2002
BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO — 2002
What BANCO BILBAO VIZCAYA ARGENTARIA PUERTO RICO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 4,841,085,000 | 5,065,987,000 | 4,914,834,000 | 5,140,685,000 |
| Total loans | 2,757,917,000 | 2,800,308,000 | 2,792,248,000 | 2,737,105,000 |
| Allowance for loan losses | 60,718,000 | 50,637,000 | 52,382,000 | 49,668,000 |
| Securities available for sale | 745,813,000 | 891,364,000 | 931,389,000 | 924,405,000 |
| Securities held to maturity | 898,433,000 | 933,254,000 | 921,511,000 | 1,072,163,000 |
| Trading assets | 327,000 | 907,000 | 2,116,000 | 2,323,000 |
| Total deposits | 2,975,067,000 | 3,207,911,000 | 2,964,409,000 | 2,860,866,000 |
| Interest-bearing deposits | 2,605,548,000 | 2,786,441,000 | 2,586,783,000 | 2,488,190,000 |
| Noninterest-bearing deposits | 369,519,000 | 421,470,000 | 377,626,000 | 372,676,000 |
| Equity capital | 359,968,000 | 340,394,000 | 344,676,000 | 354,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 71,078,000 | 141,143,000 | 207,225,000 | 274,558,000 |
| Interest expense | 30,093,000 | 60,398,000 | 88,845,000 | 115,786,000 |
| Net interest income | 40,985,000 | 80,745,000 | 118,380,000 | 158,772,000 |
| Noninterest income | 11,910,000 | 16,924,000 | 23,896,000 | 30,269,000 |
| Noninterest expense | 28,199,000 | 55,256,000 | 84,113,000 | 112,956,000 |
| Provision for loan losses | 8,257,000 | 16,114,000 | 23,971,000 | 30,271,000 |
| Pretax income | 16,827,000 | 26,299,000 | 36,434,000 | 48,056,000 |
| Income tax | 3,367,000 | 5,262,000 | 7,290,000 | 9,318,000 |
| Net income | 13,460,000 | 21,037,000 | 29,144,000 | 38,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,733,000 | 286,351,000 | 293,958,000 | 308,123,000 |
| Total capital | 400,576,000 | 377,643,000 | 384,823,000 | 399,233,000 |
| Risk-weighted assets | 3,150,373,000 | 3,294,013,000 | 3,257,647,000 | 3,280,274,000 |