Call report 2026Q2
FIRST OPTION BANK — 2026Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2026Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 817,581,000 | USD | evidence → |
| Total loans | 485,911,000 | USD | evidence → |
| Allowance for loan losses | 3,504,000 | USD | evidence → |
| Securities available for sale | 113,865,000 | USD | evidence → |
| Securities held to maturity | 156,512,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 722,092,000 | USD | evidence → |
| Interest-bearing deposits | 563,959,000 | USD | evidence → |
| Noninterest-bearing deposits | 158,133,000 | USD | evidence → |
| Equity capital | 53,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,673,000 | USD | evidence → |
| Interest expense | 6,434,000 | USD | evidence → |
| Net interest income | 12,239,000 | USD | evidence → |
| Noninterest income | 5,384,000 | USD | evidence → |
| Noninterest expense | 11,195,000 | USD | evidence → |
| Provision for loan losses | 434,000 | USD | evidence → |
| Pretax income | 5,931,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 5,796,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,424,000 | USD | evidence → |
| Total capital | 69,108,000 | USD | evidence → |
| Risk-weighted assets | 415,033,000 | USD | evidence → |