Call report 2025Q4
FIRST OPTION BANK — 2025Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 815,953,000 | USD | evidence → |
| Total loans | 466,545,000 | USD | evidence → |
| Allowance for loan losses | 4,347,000 | USD | evidence → |
| Securities available for sale | 98,575,000 | USD | evidence → |
| Securities held to maturity | 161,930,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 735,370,000 | USD | evidence → |
| Interest-bearing deposits | 566,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,524,000 | USD | evidence → |
| Equity capital | 49,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,230,000 | USD | evidence → |
| Interest expense | 14,021,000 | USD | evidence → |
| Net interest income | 20,209,000 | USD | evidence → |
| Noninterest income | 9,911,000 | USD | evidence → |
| Noninterest expense | 20,899,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 8,571,000 | USD | evidence → |
| Income tax | 236,000 | USD | evidence → |
| Net income | 8,335,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,992,000 | USD | evidence → |
| Total capital | 66,503,000 | USD | evidence → |
| Risk-weighted assets | 402,302,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about FIRST OPTION BANK — 2025Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.