Call report 2024Q3
FIRST OPTION BANK — 2024Q3
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 709,343,000 | USD | evidence → |
| Total loans | 440,214,000 | USD | evidence → |
| Allowance for loan losses | 3,628,000 | USD | evidence → |
| Securities available for sale | 55,489,000 | USD | evidence → |
| Securities held to maturity | 175,584,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 597,711,000 | USD | evidence → |
| Interest-bearing deposits | 458,164,000 | USD | evidence → |
| Noninterest-bearing deposits | 139,547,000 | USD | evidence → |
| Equity capital | 40,868,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,394,000 | USD | evidence → |
| Interest expense | 11,227,000 | USD | evidence → |
| Net interest income | 12,167,000 | USD | evidence → |
| Noninterest income | 7,065,000 | USD | evidence → |
| Noninterest expense | 14,391,000 | USD | evidence → |
| Provision for loan losses | 221,000 | USD | evidence → |
| Pretax income | 4,620,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 4,570,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,218,000 | USD | evidence → |
| Total capital | 61,009,000 | USD | evidence → |
| Risk-weighted assets | 398,200,000 | USD | evidence → |