Call report 2020Q4
FIRST OPTION BANK — 2020Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 514,839,000 | USD | evidence → |
| Total loans | 244,154,000 | USD | evidence → |
| Allowance for loan losses | 2,723,000 | USD | evidence → |
| Securities available for sale | 201,048,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,077,000 | USD | evidence → |
| Interest-bearing deposits | 331,802,000 | USD | evidence → |
| Noninterest-bearing deposits | 135,274,000 | USD | evidence → |
| Equity capital | 45,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,592,000 | USD | evidence → |
| Interest expense | 1,803,000 | USD | evidence → |
| Net interest income | 13,789,000 | USD | evidence → |
| Noninterest income | 6,523,000 | USD | evidence → |
| Noninterest expense | 13,574,000 | USD | evidence → |
| Provision for loan losses | 873,000 | USD | evidence → |
| Pretax income | 5,922,000 | USD | evidence → |
| Income tax | 279,000 | USD | evidence → |
| Net income | 5,643,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,464,000 | USD | evidence → |
| Total capital | 42,187,000 | USD | evidence → |
| Risk-weighted assets | 226,693,000 | USD | evidence → |