Call report 2018Q4
FIRST OPTION BANK — 2018Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 322,711,000 | USD | evidence → |
| Total loans | 132,314,000 | USD | evidence → |
| Allowance for loan losses | 1,571,000 | USD | evidence → |
| Securities available for sale | 165,069,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,165,000 | USD | evidence → |
| Interest-bearing deposits | 232,534,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,632,000 | USD | evidence → |
| Equity capital | 25,392,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,709,000 | USD | evidence → |
| Interest expense | 1,626,000 | USD | evidence → |
| Net interest income | 9,083,000 | USD | evidence → |
| Noninterest income | 4,339,000 | USD | evidence → |
| Noninterest expense | 9,052,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,382,000 | USD | evidence → |
| Income tax | 106,000 | USD | evidence → |
| Net income | 4,276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,427,000 | USD | evidence → |
| Total capital | 29,998,000 | USD | evidence → |
| Risk-weighted assets | 136,195,000 | USD | evidence → |