Call report 2013Q4
FIRST OPTION BANK — 2013Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 253,254,000 | USD | evidence → |
| Total loans | 115,948,000 | USD | evidence → |
| Allowance for loan losses | 1,708,000 | USD | evidence → |
| Securities available for sale | 108,851,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 233,159,000 | USD | evidence → |
| Interest-bearing deposits | 193,241,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,917,000 | USD | evidence → |
| Equity capital | 18,773,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,547,000 | USD | evidence → |
| Interest expense | 1,265,000 | USD | evidence → |
| Net interest income | 7,282,000 | USD | evidence → |
| Noninterest income | 3,045,000 | USD | evidence → |
| Noninterest expense | 6,594,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,292,000 | USD | evidence → |
| Income tax | 137,000 | USD | evidence → |
| Net income | 3,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,407,000 | USD | evidence → |
| Total capital | 21,747,000 | USD | evidence → |
| Risk-weighted assets | 106,806,000 | USD | evidence → |