Call report 2012Q4
FIRST OPTION BANK — 2012Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 241,214,000 | USD | evidence → |
| Total loans | 117,279,000 | USD | evidence → |
| Allowance for loan losses | 1,288,000 | USD | evidence → |
| Securities available for sale | 94,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 217,538,000 | USD | evidence → |
| Interest-bearing deposits | 180,100,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,438,000 | USD | evidence → |
| Equity capital | 21,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,043,000 | USD | evidence → |
| Interest expense | 1,442,000 | USD | evidence → |
| Net interest income | 7,601,000 | USD | evidence → |
| Noninterest income | 2,794,000 | USD | evidence → |
| Noninterest expense | 6,721,000 | USD | evidence → |
| Provision for loan losses | 910,000 | USD | evidence → |
| Pretax income | 2,810,000 | USD | evidence → |
| Income tax | 114,000 | USD | evidence → |
| Net income | 2,696,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,484,000 | USD | evidence → |
| Total capital | 19,772,000 | USD | evidence → |
| Risk-weighted assets | 104,042,000 | USD | evidence → |