Call report 2012Q2
FIRST OPTION BANK — 2012Q2
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,606,000 | USD | evidence → |
| Total loans | 116,244,000 | USD | evidence → |
| Allowance for loan losses | 1,399,000 | USD | evidence → |
| Securities available for sale | 98,774,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 203,029,000 | USD | evidence → |
| Interest-bearing deposits | 168,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,377,000 | USD | evidence → |
| Equity capital | 21,153,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,574,000 | USD | evidence → |
| Interest expense | 732,000 | USD | evidence → |
| Net interest income | 3,842,000 | USD | evidence → |
| Noninterest income | 1,188,000 | USD | evidence → |
| Noninterest expense | 3,095,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,815,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 1,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,104,000 | USD | evidence → |
| Total capital | 19,408,000 | USD | evidence → |
| Risk-weighted assets | 104,191,000 | USD | evidence → |