Call report 2002Q4
FIRST OPTION BANK — 2002Q4
The 22 measures FIRST OPTION BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,527,000 | USD | evidence → |
| Total loans | 79,415,000 | USD | evidence → |
| Allowance for loan losses | 941,000 | USD | evidence → |
| Securities available for sale | 18,437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,308,000 | USD | evidence → |
| Interest-bearing deposits | 81,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,405,000 | USD | evidence → |
| Equity capital | 7,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,442,000 | USD | evidence → |
| Interest expense | 2,127,000 | USD | evidence → |
| Net interest income | 4,315,000 | USD | evidence → |
| Noninterest income | 1,212,000 | USD | evidence → |
| Noninterest expense | 3,772,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 1,394,000 | USD | evidence → |
| Income tax | 57,000 | USD | evidence → |
| Net income | 1,337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,396,000 | USD | evidence → |
| Total capital | 8,255,000 | USD | evidence → |
| Risk-weighted assets | 68,664,000 | USD | evidence → |