Call reports 2021
FULTON SAVINGS BANK — 2021
What FULTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 439,540,000 | 453,530,000 | 448,374,000 | 456,071,000 |
| Total loans | 174,957,000 | 174,174,000 | 177,845,000 | 178,730,000 |
| Allowance for loan losses | 684,000 | 702,000 | 700,000 | 663,000 |
| Securities available for sale | 133,188,000 | 139,479,000 | 150,284,000 | 149,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 27,364,000 | 27,708,000 | 27,440,000 | 28,817,000 |
| Total deposits | 307,604,000 | 317,441,000 | 312,712,000 | 316,428,000 |
| Interest-bearing deposits | 221,425,000 | 227,646,000 | 225,932,000 | 230,224,000 |
| Noninterest-bearing deposits | 86,179,000 | 89,795,000 | 86,780,000 | 86,204,000 |
| Equity capital | 117,886,000 | 120,755,000 | 120,440,000 | 124,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,359,000 | 9,516,000 | 12,741,000 |
| Interest expense | 55,000 | 112,000 | 169,000 | 225,000 |
| Net interest income | 3,263,000 | 6,247,000 | 9,347,000 | 12,516,000 |
| Noninterest income | 2,137,000 | 4,492,000 | 5,350,000 | 7,679,000 |
| Noninterest expense | 2,152,000 | 5,197,000 | 8,193,000 | 12,424,000 |
| Provision for loan losses | -3,000 | 26,000 | 43,000 | 24,000 |
| Pretax income | 3,540,000 | 5,813,000 | 6,815,000 | 8,187,000 |
| Income tax | 705,000 | 1,093,000 | 1,113,000 | 158,000 |
| Net income | 2,835,000 | 4,720,000 | 5,702,000 | 8,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,188,000 | 119,073,000 | 120,055,000 | 122,399,000 |
| Total capital | 117,872,000 | 119,775,000 | 120,755,000 | 123,062,000 |
| Risk-weighted assets | 216,224,000 | 216,465,000 | 219,686,000 | 223,780,000 |