Call reports 2018
FULTON SAVINGS BANK — 2018
What FULTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 381,588,000 | 384,285,000 | 378,566,000 | 371,947,000 |
| Total loans | 131,297,000 | 132,507,000 | 133,913,000 | 133,983,000 |
| Allowance for loan losses | 558,000 | 534,000 | 518,000 | 465,000 |
| Securities available for sale | 136,244,000 | 132,987,000 | 131,119,000 | 132,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,028,000 | 10,190,000 | 10,843,000 | 10,397,000 |
| Total deposits | 258,006,000 | 259,931,000 | 254,241,000 | 251,038,000 |
| Interest-bearing deposits | 198,073,000 | 198,818,000 | 193,020,000 | 192,950,000 |
| Noninterest-bearing deposits | 59,933,000 | 61,113,000 | 61,221,000 | 58,088,000 |
| Equity capital | 101,513,000 | 102,586,000 | 102,574,000 | 100,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,718,000 | 10,150,000 | 13,820,000 |
| Interest expense | 135,000 | 273,000 | 435,000 | 603,000 |
| Net interest income | 3,153,000 | 6,445,000 | 9,715,000 | 13,217,000 |
| Noninterest income | 519,000 | 1,742,000 | 3,263,000 | 2,558,000 |
| Noninterest expense | 3,206,000 | 6,265,000 | 9,205,000 | 13,413,000 |
| Provision for loan losses | -27,000 | -2,000 | 68,000 | 51,000 |
| Pretax income | 619,000 | 2,060,000 | 3,832,000 | 2,429,000 |
| Income tax | 0 | 0 | 380,000 | -684,000 |
| Net income | 619,000 | 2,060,000 | 3,452,000 | 3,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,204,000 | 102,647,000 | 104,039,000 | 103,700,000 |
| Total capital | 101,762,000 | 103,181,000 | 104,557,000 | 104,165,000 |
| Risk-weighted assets | 184,529,000 | 184,285,000 | 187,116,000 | 187,955,000 |