Call reports 2017
FULTON SAVINGS BANK — 2017
What FULTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 374,185,000 | 377,172,000 | 371,826,000 | 375,426,000 |
| Total loans | 131,479,000 | 131,042,000 | 131,002,000 | 131,672,000 |
| Allowance for loan losses | 745,000 | 673,000 | 675,000 | 626,000 |
| Securities available for sale | 139,176,000 | 140,220,000 | 139,275,000 | 142,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 9,207,000 | 9,407,000 | 9,817,000 | 9,841,000 |
| Total deposits | 250,578,000 | 251,688,000 | 247,227,000 | 248,987,000 |
| Interest-bearing deposits | 196,722,000 | 195,822,000 | 191,695,000 | 194,399,000 |
| Noninterest-bearing deposits | 53,856,000 | 55,866,000 | 55,532,000 | 54,588,000 |
| Equity capital | 96,067,000 | 98,032,000 | 98,993,000 | 102,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,186,000 | 6,428,000 | 9,692,000 | 13,056,000 |
| Interest expense | 120,000 | 245,000 | 385,000 | 528,000 |
| Net interest income | 3,066,000 | 6,183,000 | 9,307,000 | 12,528,000 |
| Noninterest income | 1,183,000 | 2,234,000 | 3,561,000 | 4,844,000 |
| Noninterest expense | 3,034,000 | 6,142,000 | 9,390,000 | 12,609,000 |
| Provision for loan losses | 6,000 | -31,000 | 4,000 | 65,000 |
| Pretax income | 1,243,000 | 2,341,000 | 3,484,000 | 4,795,000 |
| Income tax | 168,000 | 310,000 | 461,000 | -1,270,000 |
| Net income | 1,075,000 | 2,031,000 | 3,023,000 | 6,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,020,000 | 96,976,000 | 97,968,000 | 100,587,000 |
| Total capital | 96,765,000 | 97,649,000 | 98,643,000 | 101,213,000 |
| Risk-weighted assets | 181,592,000 | 182,457,000 | 182,794,000 | 186,817,000 |