Call reports 2001
FULTON SAVINGS BANK — 2001
What FULTON SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 255,549,000 | 261,870,000 | 266,681,000 | 272,572,000 |
| Total loans | 179,749,000 | 188,589,000 | 200,627,000 | 210,738,000 |
| Allowance for loan losses | 1,630,000 | 1,533,000 | 1,548,000 | 1,523,000 |
| Securities available for sale | 53,682,000 | 49,324,000 | 43,191,000 | 36,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,077,000 | 200,808,000 | 203,928,000 | 203,875,000 |
| Interest-bearing deposits | 164,612,000 | 166,933,000 | 167,794,000 | 169,647,000 |
| Noninterest-bearing deposits | 29,465,000 | 33,875,000 | 36,134,000 | 34,228,000 |
| Equity capital | 34,412,000 | 34,687,000 | 35,115,000 | 35,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,537,000 | 9,168,000 | 13,909,000 | 18,777,000 |
| Interest expense | 2,022,000 | 3,994,000 | 5,892,000 | 7,650,000 |
| Net interest income | 2,515,000 | 5,174,000 | 8,017,000 | 11,127,000 |
| Noninterest income | 277,000 | 620,000 | 981,000 | 1,605,000 |
| Noninterest expense | 1,753,000 | 3,875,000 | 6,214,000 | 9,088,000 |
| Provision for loan losses | 200,000 | 480,000 | 630,000 | 705,000 |
| Pretax income | 839,000 | 1,439,000 | 2,154,000 | 2,936,000 |
| Income tax | 368,000 | 605,000 | 857,000 | 1,108,000 |
| Net income | 471,000 | 834,000 | 1,297,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,876,000 | 34,239,000 | 34,354,000 | 35,201,000 |
| Total capital | 35,506,000 | 35,892,000 | 35,902,000 | 36,724,000 |
| Risk-weighted assets | 161,235,000 | 181,323,000 | 187,102,000 | 197,799,000 |