Call reports 2015
WILSHIRE BANK — 2015
What WILSHIRE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,409,570,000 | 4,584,708,000 | 4,733,549,000 | 4,706,997,000 |
| Total loans | 3,523,023,000 | 3,545,054,000 | 3,644,588,000 | 3,844,926,000 |
| Allowance for loan losses | 48,171,000 | 48,821,000 | 50,116,000 | 52,405,000 |
| Securities available for sale | 329,343,000 | 358,331,000 | 386,679,000 | 535,524,000 |
| Securities held to maturity | 25,000 | 24,000 | 22,000 | 21,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,646,907,000 | 3,912,233,000 | 3,976,551,000 | 3,867,703,000 |
| Interest-bearing deposits | 2,637,363,000 | 2,877,823,000 | 2,868,414,000 | 2,751,440,000 |
| Noninterest-bearing deposits | 1,009,544,000 | 1,034,410,000 | 1,108,137,000 | 1,116,263,000 |
| Equity capital | 564,482,000 | 579,168,000 | 564,732,000 | 576,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 42,577,000 | 87,325,000 | 131,962,000 | 179,005,000 |
| Interest expense | 5,326,000 | 11,205,000 | 17,495,000 | 24,264,000 |
| Net interest income | 37,251,000 | 76,120,000 | 114,467,000 | 154,741,000 |
| Noninterest income | 14,753,000 | 26,175,000 | 35,143,000 | 44,319,000 |
| Noninterest expense | 22,279,000 | 47,219,000 | 72,490,000 | 98,615,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 500,000 |
| Pretax income | 29,725,000 | 55,076,000 | 76,620,000 | 99,945,000 |
| Income tax | 10,622,000 | 19,762,000 | 27,476,000 | 36,118,000 |
| Net income | 19,103,000 | 35,314,000 | 49,144,000 | 63,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 489,062,000 | 505,835,000 | 489,750,000 | 499,873,000 |
| Total capital | 535,333,000 | 552,207,000 | 538,002,000 | 550,933,000 |
| Risk-weighted assets | 3,698,484,000 | 3,706,245,000 | 3,857,044,000 | 4,079,362,000 |